How it works

How your collection case proceeds

A collection case is not a black hole. With us, you know every step, every deadline and every status – from submission to payout.

  1. Day 0 · approx. 10 minutes

    Submit your claim

    You submit the claim through our online form: invoice details, debtor details, previous reminders. Documents can be attached directly.

  2. Within 24 hours

    Assessment & recommendation

    We check validity, limitation periods and the debtor's creditworthiness. You receive an honest assessment – even if we advise against collection.

  3. Weeks 1–6

    Pre-legal collection

    A first demand letter with a payment deadline, followed by phone outreach. If the debtor is willing to pay, we arrange instalments; if they stay silent, a final deadline precedes court.

  4. If required

    Court proceedings

    With your approval, we apply for the court payment order. After the enforcement order, we enforce through the court bailiff – up to account garnishment.

  5. Ongoing

    Settlement & payout

    Every incoming payment is booked transparently. You receive your principal; interest and collection costs are borne by the debtor.

Ready? The first step takes ten minutes.

Submit a claim